Navigating the Mortgage Maze

By whatever measure you care to apply, it can’t be denied that house buying in 2010 is a whole different ballgame to buying one previously! One of the foremost factors affecting the housing market is the reduction in the number of properties for sale. The real situation is, the total number of available properties has been reduced by more than 23,000. And not only are massive multiples of joint incomes no longer available, the quantity of lenders prepared to extend more than 90% of property value has also plunged. Little wonder then that if you have a poor credit history

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